Long Term Care

40% of Americans, or 2 out of every 5 seniors will need some form of long term care.

This rarely just a calculation of risk vs. costs. To make the right decision, it’s important to also weigh factors beyond dollars and cents. 

Ask yourself the following questions:

• If I reach the point where assistance is needed, who will provide it?
• Do they live nearby? Would you have to move into their home?
• Does that potential care giver have a job? A family and household to manage?  
• How will caring for you impact their daily lives?  Time off and/or Vacations?
• Would they have to reduce their work hours to care for you Costing them money for your care?
• Is it fair to place that stress and strain on a family member?
• Who is going to help Mom (or Grandma) in and out of the shower? Dad or Grandpa on and off the toilet?
• Is that how you want them to remember you?

Yes, family  support is important, but they can't do it all.  There are a number resources to assist you and many tools available to help you manage the cost of long term care.